If you get injured at work in an accident, you may face time off of work without pay as well as medical bills to pay for your recovery. When this happens, you can file a workers’ compensation claim.
Workers’ compensation is a system designed to provide benefits to employees who suffer injuries or illnesses related to their jobs. There are several common myths surrounding workers’ compensation that can lead to confusion and misunderstanding.
Workers’ compensation is only for serious injuries
One of the most common myths about workers’ compensation is that it is only available for serious or catastrophic injuries. In reality, workers’ compensation benefits are available for a wide range of work-related injuries and illnesses, including sprains, strains, repetitive stress injuries and occupational diseases. Even minor injuries that require medical treatment or time off work may be eligible for workers’ compensation benefits.
You cannot file a claim if you are at fault
In most cases, workers’ compensation is a no-fault system, meaning that employees can receive benefits regardless of who was responsible for the incident. However, there are some exceptions, such as injuries caused by intoxication or willful misconduct.
You will get fired for filing a claim
Fear of retaliation or termination is a common concern among workers considering filing a workers’ compensation claim. However, it is illegal for employers to retaliate against employees for exercising their rights to file a claim. Employers who retaliate against employees for seeking workers’ compensation benefits may be subject to legal consequences.
Workers’ compensation claims are lengthy and complex
While workers’ compensation claims can sometimes be complex, they do not always involve lengthy legal battles or complicated procedures. Most of the time, straightforward claims get resolved quickly and efficiently, allowing injured workers to receive the benefits they need without unnecessary delays or complications.
If you have been injured at work, do not let misinformation prevent you from seeking the benefits you deserve. Educate yourself about workers’ compensation laws and take appropriate action to protect your health and financial well-being.