Have You Been Injured At Work?
Each state has its own workers’ compensation system, which is governed by state law. Florida passed its first workers’ compensation laws in 1935.
Workers’ compensation is an insurance program that covers on-the-job injuries. Employers pay the insurance premiums. Then, when an employee is injured, he or she receives financial and medical benefits. That’s how the system is supposed to work. When the process doesn’t work, it’s important to have an experienced workers’ comp lawyer on your side.
Types Of Injuries That Workers’ Comp Covers
Here are the kinds of injuries that workers’ comp typically covers:
- Injuries that happen while you are at work
- Illnesses that are caused by exposure to harmful substances while at work
- Pre-existing conditions that have been made worse by the work you do
- Physical or mental injuries that are the result of stress or harassment
Workers’ comp is a no-fault system, which means you can collect benefits even if the injury was caused by your actions.
Types Of Workers’ Comp Benefits
The type of benefits from a successful workers’ compensation claim can include:
- Medical care
- Replacement of income
- Retraining costs, if retraining is needed
- Compensation for permanent injuries
- Benefits to survivors, the case of a death
Income replacement is not 100 percent of your pay, but most workers’ comp benefits are not taxed.
What Can Go Wrong? Why Would You Need A Lawyer?
In theory, the workers’ compensation system is straightforward. You might be wondering: why would I need an attorney? Here are a few examples:
- The application process feels complicated and intimidating. You don’t want to make a mistake that leads to the denial of benefits.
- The insurance company denies your claim.
- The insurance company does not provide the complete benefits you deserve.
- Your employer discourages you from filing a workers’ comp claim.
- Your employer retaliates against you for filing a claim.
- You are receiving unsatisfactory medical care.
When things go wrong, it’s crucial to have a workers’ comp attorney who can mount a workers’ comp defense to get the benefits to which you are entitled.
How To Contact Us For A Free Consultation
If you’ve been injured at work or have questions about workers’ compensation, contact Hilado Law PLLC in Orlando. Since 1993, attorney Alfred Hilado has represented injured workers in central Florida. He is committed to helping you get the benefits you deserve.