The number of denials for Social Security Disability Insurance claims has risen in recent years, posing challenges for those seeking financial help due to disabilities.
Understanding the factors contributing to this trend helps navigate the SSDI application process.
System backlogs
A key factor contributing to the increase in SSDI claim denials is the growing number of applications the Social Security Administration gets. With more applicants vying for limited resources, the SSA may be more stringent in its evaluation of claims. This can lead to a higher denial rate. Changes in SSDI eligibility criteria and medical evaluation standards may also contribute to the rising number of denials.
Incomplete or inaccurate applications
Incomplete or inaccurate applications are also common reasons for SSDI claim denials. Failing to provide sufficient medical evidence or documentation to support the disability claim can result in benefits denial. Errors or inconsistencies in the application process, such as incomplete forms or conflicting information, may also lead to a denial of benefits. Applicants must carefully review and double-check their applications before submission to minimize the risk of denial.
Medical improvement
SSDI recipients are subject to periodic reviews of their medical condition. This is to determine continued eligibility for benefits. In some cases, people may experience medical improvement or recovery. This can lead to the termination of SSDI benefits. As a result, claimants who previously qualified for benefits may find their claims denied upon review due to perceived medical improvement.
According to NerdWallet, just over 30% of applicants had their initial SSDI claims approved between 2010 and 2019. By recognizing the reasons behind increased claim denials, people can better prepare their applications and address any issues that may arise.