Accidents and injuries can strike at any time, especially if you work in a particularly hazardous environment. You might curse your bad luck if you sustain an injury during a break period, but circumstances might still allow you to file a workers’ compensation claim.
After a severe work-related injury, receiving monetary compensation might be the only way you can afford the care you need in order to get back on your feet. That is why it is important to know what to do after incurring an injury and how to determine if your benefits cover it.
Follow the right procedures
Regardless of the severity of your injury, seeking medical attention is a must. You should also report the incident to your employer or supervisor at the earliest opportunity, as this will put the workers’ compensation process into motion. The Florida Department of Financial Services states that a claim can meet denial if you do not report an accident within thirty days.
Collect evidence and testimony
While your workers’ compensation policy might not cover injuries that occur during break periods, there are some circumstances in which a claim can still be successful. If you sustain an injury during the course of work-related activities, even while off-the-clock, you stand a chance of receiving the compensation you need. Be sure to collect receipts, timestamps or peer testimony to help you prove your case.
Circumstances may vary, but it is possible to file a successful workers’ compensation claim for an injury that occurs on your break. When you are not performing work-related tasks off the clock, be sure to exercise proper safety practices so you do not sustain an injury that your policy does not cover.