Life changes often prompt major decisions in your later years. Whether you’re moving closer to family, seeking better healthcare or finding affordable housing, relocation sometimes becomes necessary.
But what if you receive Social Security Disability Insurance (SSDI)? Should you stay where you are just to keep your SSDI payments safe?
Your benefits follow you anywhere in the U.S.
Here’s the good news: You do not lose your monthly SSDI benefits when you move to another state. SSDI is a federal program, which means the government runs it for the whole country. Your monthly check remains the same, regardless of whether you live in Florida, Texas or any other state.
The Social Security Administration (SSA) won’t cut your payments just because you moved. However, you have to notify the Social Security Administration of your new address within 30 days of moving.
Ways to update your SSDI information
It’s ideal to let the SSA know about moving states before it happens. There are different ways to inform the agency of your new address and update other pertinent information. You can:
- Call the SSA hotline
- Visit a local SSA office
- Update your online Social Security account
It is also advisable to make sure your bank information is current if you use direct deposit. This helps ensure there are no delays or interruptions in your SSDI payments.
State-specific programs may change
Although SSDI benefits do not change, other programs run by the states might work differently. As such, the only time your benefits might change is if you receive other forms of support, like state supplements, which can vary by location. For example:
- State Medicaid health coverage might offer different benefits
- Housing help programs can have different rules about who can get assistance
- Transportation services for people with disabilities work differently
More importantly, some states tax disability benefits while others do not. Look into these programs in your new state before you move to prevent unnecessary surprises or budget difficulties.
Make the move without any worries
The federal government protects SSDI benefits no matter where you live in the country. Some state programs might change, but your main disability check stays safe. However, if there are any issues or pending appeals related to SSDI, it is prudent to seek professional advice first.