Workers’ compensation serves as a safety net for employees injured on the job. These benefits cover a wide range of injuries, but not every injury qualifies. Knowing which types are commonly covered can help you understand your rights as a worker.
Physical injuries caused by workplace accidents
Accidental injuries are among the most common types covered under workers’ compensation. These include injuries such as broken bones, sprains, cuts, and burns caused by incidents like slips, falls, or machinery accidents. For example, if you fall from a ladder or get hurt while using heavy equipment, workers’ compensation typically covers your medical expenses and lost wages.
Repetitive strain and overuse injuries
Not all workplace injuries happen instantly. Repetitive strain injuries, such as carpal tunnel syndrome or tendonitis, develop over time from repeated motions or prolonged physical activity. Workers in jobs that require constant typing, lifting, or operating tools often experience these injuries. Florida’s workers’ compensation laws recognize these conditions as valid claims if you can prove their connection to your job duties.
Occupational illnesses and exposure-related conditions
Some workers develop illnesses due to long-term exposure to hazardous substances or environments. Common examples include respiratory illnesses caused by exposure to harmful chemicals or dust, skin conditions from contact with toxic materials, or hearing loss from constant loud noise. State law allows compensation for occupational illnesses as long as you can link them directly to your workplace conditions.
Injuries aggravated by work conditions
Workers’ compensation may also cover pre-existing injuries or conditions that worsen because of your job. For example, if heavy lifting at work aggravates a prior back injury, you may still qualify for benefits. However, you’ll need medical evidence to show that your job directly contributed to the worsening condition.
Florida workers’ compensation covers a wide variety of injuries to ensure employees receive the care and support they need. By recognizing the most common types of claims, you can take steps to protect your health and your rights as a worker.