A work accident or personal injury could be the reason that you want to apply for Social Security disability benefits. Do you know common mistakes that often lead to an application rejection?
The Motley Fool describes several reasons why SSD applications receive a denial. Learn how to boost your chances of receiving financial assistance for your impairment.
Check the latest income limits for disability recipients. Compare that to any salary you still receive, investment or trust proceeds you get or workers’ compensation you qualify for. Your income level could disqualify you from receiving SSD, including any unemployment benefits that you currently receive.
How long have you held a job? One reason for a disability denial is that you do not have sufficient working credits. The number of years you worked and your age determine how long you paid into the Social Security system. Not working long enough could mean that you do not have enough credits in the Social Security system to “cash-out” for your disability.
While your physician may consider you disabled, the Social Security Administration may not. The SSA has its own definition of disabled, such as your condition must last at least 12 months. The administration also has its own list of conditions that qualify for disability benefits. Having an unlisted condition does not mean you do not qualify for application approval, but expect to submit additional paperwork and information about your condition.
Perhaps your condition prevents you from performing your usual job duties, but that does not mean that you cannot work at all. The SSA may determine that you can work in a different position in your company or in a reduced capacity for your regular job. Your ability to fill a related role could disqualify you from receiving benefits.